Facing Foreclosure
Facing Foreclosure
Falling behind on mortgage payments does not mean you are out of time. Florida foreclosures move through the courts, which usually gives homeowners months — not days — to act.
What this usually means
- A missed payment usually leads to a notice of default before any court filing.
- Florida is a judicial foreclosure state, so your lender must file a lawsuit.
- You keep legal ownership, and the right to sell, until a final judgment sale.
- Acting early gives you more paths and better outcomes than waiting.
Your options
Reinstate or work with your lender
Catching up or restructuring may be possible depending on how far behind you are.
Sell before the sale date
Selling can pay off the loan and protect any remaining equity you have.
Understand the timeline
We map out your key dates so nothing catches you by surprise.
Common questions
Can I still sell my house in foreclosure?
In most cases yes, up until the property is sold at the foreclosure sale.
Do I owe you anything?
No. Our consultations are free and there is no obligation to sell.
Other situations we help with
Homes Relief Solutions do not provide legal, tax, or financial advice and do not offer or charge for loan modification, bankruptcy, short sale, or lending services.
All discussions of these topics are for general educational purposes only. Consult with licensed professionals before making decisions.
Get Started
Give us a call to
get started!
Talking to a real person is the best way to understand your options. Call today for a quick, no-pressure conversation about your situation.
